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Direct Auto Insurance Review: Rates & Coverage

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  Direct Auto Insurance Review: Rates & Coverage Direct Auto specializes in covering "high-risk" drivers. The company advertises its willingness to work with drivers with issues on their records, such as a history of accidents or driving while intoxicated. This means the company offers SR-22 coverage, which you might need to get your license back. If you want minimum liability coverage, you can find cheaper-than-average rates with Direct Auto car insurance (formerly known as Direct General), but it gets more expensive as you add to your coverage. Direct Auto insurance operates online and through local agencies. Coverage is available in 16 states. Pros and cons Pros Insures high-risk drivers Offers SR...

Benefits of Comprehensive Auto Insurance

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Benefits of Comprehensive Auto Insurance Comprehensive coverage gives you added protection for your car or truck. Although it’s not required, comprehensive car insuranc e comes in handy because it helps you repair your vehicle if it’s damaged from vandalism, fire, or other hazards. Unlike collision insurance, comprehensive insurance doesn’t cover damage caused by other vehicles. The agents at Roberts Family Insurance in Friendswood, TX can help you understand all the advantages of investing in this type of auto insurance. What Comprehensive Insurance Covers Your actual coverage depends on how your policy is written. However, most comprehensive insurance policies cover the events listed above and other incidents. If your car is stolen or vandalized, for example, this coverage may kick in. Additionally, if you hit a deer...

Fast Solutions: How to Secure Short-Term Car Insurance Coverage

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  Fast Solutions: How to Secure Short-Term Car Insurance Coverage Life throws curveballs, and sometimes, you might find yourself needing to drive a car that isn't covered by your regular insurance policy. Maybe you're borrowing a friend's car for a weekend trip, taking a test drive on a potential new purchase, or renting a car for a short errand. Whatever the reason, driving without proper insurance is not only irresponsible but also illegal. Temporary car insurance offers a convenient and affordable solution for situations requiring short-term coverage. Let's continue reading to understand the need for flexibility and securing the right temporary car insurance policy quickly and efficiently. What Is Temporary Car Insurance? Temporary car insurance, also known as short-term car insurance, provides temporary coverage for a vehicle that isn't cover...

Getting Cheap Car Insurance for New Drivers

  Getting Cheap Car Insurance for New Drivers Car insurance for new drivers costs more than the rates seasoned motorists pay. This is due to the fact that new drivers are less experienced and more likely to be involved in an accident than drivers with a longer. Anyone who is newly licensed is considered a new driver, whether they are 16 or 60. The same holds true for drivers who are newly licensed to drive in the U.S., even if they were licensed in another country before. If you are considered a new driver, there are ways to find cheap car insurance rates while still receiving the coverage you need. Cheap Car Insurance for Teens The vast majority of new drivers are teenagers, and it’s no secret that teenage drivers and cheap car insurance hardly ever go hand-in-hand. But why is that? According to the CDC, the risk of motor vehicle crashes is highest among teens aged 16-19. In fact, studies have sh...

What Is Third-Party Car Insurance: Coverage, Benefits, and How It Works

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  What Is Third-Party Car Insurance: Coverage, Benefits, and How It Works Car insurance is a legal requirement in India. While comprehensive car insurance offers broad protection, third-party insurance covers legal liabilities arising due to accident-related scenarios. It is the only basic mandatory plan for every car o...

Top 3 Reasons You Should Be Working With An Independent Insurance Agent

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  Top 3 Reasons You Should Be Working With An Independent Insurance Agent There are two types of agents that sell insurance policies : captive and independent. A surprising number of consumers aren’t familiar with these terms or what they mean. Basic Definitions Captive Agents : Carry only one insurance provider, like State Farm or Farmers. Independent : Have access to multiple insurance carriers and can offer their clients more options. Why is this distinction important? Because while there are certain advantages to working with a captive agent, working with an independent insurance agent provides a huge number of benefits a captive agent just can’t. So what are the biggest advantages of working with an independent insurance agent? Here are the top three we frequently hear from customers. #1 Better Customer Service This is arguably the most important benefit o...

AAA Auto Insurance Review 2024: Is It Worth Joining?

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  AAA Auto Insurance Review 2024: Is It Worth Joining? When considering auto insurance , AAA is often a name that stands out, especially for those already members. However, if you're not a member, you might wonder if the perks and discounts offered by AAA auto insurance are worth the membership fee. In this review, we'll dive into the details to help you decide. AAA Auto Insurance Overview AAA auto insurance is available primarily to members of regional AAA clubs. Each regional club operates independently, so your experience with AAA insurance can vary depending on your location. While becoming a member comes with a fee, the potential discounts on auto insurance might offset the cost. Pros and Cons of AAA Auto Insurance Pros: Discounts for AAA members. Multiple insurance products available. Access to various membership perks. Cons: Insurance products vary by location. Membership is required for coverage. Moving states may require changing insurance providers. AAA Auto Insurance...